Today, Xiaobian brings you some basic knowledge about playing credit cards and POS machines. Part 7: What is the POS machine?
Generally speaking, the POS machine has a non-connected function, which means that a bank card with a chip can be used on a POS machine with a contactless reading function. This function involves production costs, so it is generally a non-standard module of a traditional POS machine.
Traditional contact pos
We are now the most common, currently the most commonly used malls, supermarkets, etc., brush magnetic strip type bank cards.
Non-contact pos machine
The equipment used for the ticket collection on our bus is the same in principle. Some banks have already opened the electronic balance payment function of some banks, and the consumption limit is below 1,000 yuan. In the consumption, you only need to touch it on the non-contact POS machine, and you can complete the consumption without entering a password.
Previously issued by the People's Bank of China, "Notice of the General Office of the People's Bank of China on Further Improving the Application of Financial IC Cards and Mobile Finance" (Yin Ban Fa <2015> No. 222) and the "POS Terminal Non-Renovation of the POS Terminal" issued by China UnionPay The Process Optimization Guide has put forward specific requirements for the POS non-reconstruction transformation, and regards the non-received environment construction as the basic work of financial IC card promotion and mobile finance innovation application. It is stipulated that since 2016, the newly issued POS terminals of all acquirers should have non-receiving capabilities. For stock POS terminals, cities in provincial capitals, sub-provincial cities, and 110 financial IC card public service areas, the proportion of non-connected terminals should be increased by at least 40% or 85% before September 30, 2016, at least Process optimization of 50% terminal, basic transformation and process optimization before May 31, 2017. At the same time, the old terminals that do not have unrecognized conditions for reform or do not meet the relevant financial industry standards will be phased out.
Today, I will bring you to the basics.
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